"Everybody knew what the deal was," he said. Johnson served as president of the Brandywine Conservancy in Chadds Ford in the 1970s, working on such projects as the massive 5,000-acre King Ranch in rural Chester County, then as the leader of the Natural Lands Trust in Media. Although the public is participating in the form of a tax subsidy, there is no legal requirement that they be given any access to the land under easement. Even with NCED acknowledging its figures are incomplete, that is a little less than the entire acreage of Pennsylvania. That figure would represent an extraordinary return on investment, considering that the land was purchased for half that amount just a year or two earlier. "It wasn't as straightforward as a normal real estate transaction usually is.". And to Johnson, it was a business, and proudly so. "There's a difference between price and value," he said. While leading these organizations, Johnson said, he grew frustrated at the pace of preservation by most land trusts, which depend on philanthropic money and government grants to buy nature preserves. Found insideHere is a description of a lively and unusual tour of industrial Britain in the period which reached its public climax in the Great Exhibition of 1851. It was built a little less than a city block from the proposed trail. They might contemplate how little has changed since 1940, when the property’s owners inspired the classic movie The Philadelphia Story. Author Thom Nickels presents the city's most iconic homes and the stories behind them. He said in an interview that he stood by his estimates. INQUIRER, Helen Hope Montgomery Scott was the inspiration for the witty character played by Katharine Hepburn in the 1940 movie The Philadelphia Story. The Brenans' contribution could have earned them a sizable share of that break under the law. “ This is very wealthy people qualifying for a very significant tax break that is not going to provide any charitable goal other than providing more trees for wealthy people to look at inside their gated community. "Read moreMargo Reed, This spring, construction was still underway at Ardrossan, but most of the original estate land has now been sold.Read moreFrank Wiese / Staff. It is the same nonprofit that helped former President Donald Trump get a big deduction at his own estate in Westchester County, N.Y., and the same tax strategy that helped him write off taxes on golf courses in New Jersey, Florida, and California. He said the limits on building had helped protect Ardrossan's "charm and beauty." Ardrossan, named after the Montgomery ancestral home in Ayrshire, Scotland, has been a retreat for the privileged for almost a century. Moreover, such deals can spur outright abuse if they rely on exaggerated appraisals to generate outsized financial returns, analysts have warned. Then again, they may just think about the huge tax cuts that were on offer for turning much of that grassy expanse into a nature preserve that they alone can use. Philadelphia Inquirer Makeover Magician Read More > Philadelphia Magazine Rooms with Style Read More > Philadelphia Magazine's Home & Garden High Society . The tax breaks, ostensibly for protecting open space, may have cost taxpayers around $15 million since 2015. Asked why those valuations were far higher than the purchase prices, he said the purchase prices weren't necessarily reflective of the land's market value. Scott cut the sprawling tract into dozens of parcels, designating some for houses... ...and many of the rest for "investment lots." Malvern's Pohlig Homes is planning to build 15 luxury homes on close to 10 acres of the fabled Ardrossan estate in Radnor, writes Caitlin McCabe for the Philadelphia Inquirer. An aerial view shows part of Ardrossan. To accomplish this, the "investment lots" would be sold to partnerships consisting of homesite buyers, though outsiders could join too, Scott and his attorney, John Snyder of Saul Ewing Arnstein & Lehr LLP, told the planning board. The Ardrossan land under easement with the Brandywine Conservancy is explicitly not public. “And yet the general public and the taxpayer are paying for it.”. Nationwide, this lack of transparency can enable property owners to game the IRS in the awarding of tax cuts for conservation donations, said Looney, the Brookings Institution expert who concluded in a 2017 study that some developers are exploiting weaknesses in the law. In 1997, Ardrossan creator Col. Robert L. Montgomery's great-grandson Edgar Scott began selling off pieces of the property — with most buyers qualifying for lucrative tax breaks. Here Hepburn stands with co-star James Stewart on the grounds of the estate in the movie, modeled on Ardrossan. While the buyers of the homesite lots are named in deeds, it is in most cases unclear who bought the "investment lots," and might have benefited from the resulting tax breaks. He also led the Brandywine Conservancy in the 1970s. Additional federal tax breaks were available at Ardrossan in earlier sales, though full information about those was not available. held April 28 at Ardrossan in Villanova. Scott was blunter than his lawyer: Such a pledge, he told the board, "would be like throwing a lot of money out the window.". Cindy Stumpo, a Boston-area based luxury home developer, estimated that Scott's legal, administrative, and infrastructure costs would have topped out at around $20 million, leaving him with $20 million or more in profit. “The owners could have made considerably more money by dividing the property into two-acre lots, but the community would have lost all the charm and beauty of residential living,” he said. Prosecutors in New York are looking into whether Trump inflated the land's appraisal. When Eddie Scott first rolled out his plans for Ardrossan, Johnson had been in the conservation business for almost half a century. The tax breaks compensated landowners for that value loss. At Ardrossan in the 1990s, Johnson assisted Eddie Scott as a private consultant, rather than as president of NALT. In all, Scott paid his family trust $38 million for land that he then resold for a total of $78 million, records show. Buyers got to enjoy those protections — along with the prospect of related tax breaks. From comedian Quinta Brunson comes a deeply personal and funny collection of essays featuring anecdotes about trying to make it when you're broke, overcoming self-doubt and depression, and how she's used humor to navigate her career in ... The one book/disk package that every PC user needs to have whether or not he/she fears that inevitably his/her PC will crash. Data recovery is only half the book. The other half deals with prevention. Traces the history of the county's railway lines from their opening in the 19th century, their heyday around the turn of the century and, in many cases, their closure in the 20th century. This setup meant that Scott and his buyers paid no realty transfer taxes — 2.5% of the price — to state and local governments. Unlike with the sales to the first set of buyers, the prices of these later transactions were recorded on deeds. He is shown here with the late Anne d'Harnoncourt, the museum's director.Read more, Edgar Scott III, has led an effort over many years to sell off much of the Ardrossan property. Advisors Are Doing This to Shatter Sales Records. NALT records show that the properties donated to it at Ardrossan were booked at appraised values that exceed those permitted by the nation’s main organization of land trusts. In other words, Scott and his lawyer were saying they could not pledge to the township that the land would remain open space, even though they intended to donate the property to a charity whose mission was to do just that. Replacing small, dark rooms and redundant hallways was the challenge for this unique apartment, creating instead a light-filled, inspiring, open space where the rhythmic interplay of scale and height created great visual excitement. Following a stint at the Missouri Botanical Garden in St. Louis after graduating from Yale University's forestry program in the 1950s, Johnson came to the Philadelphia suburbs, aiming to save the region's remaining open space from encroaching residential development. The town has a population of roughly 11,000 and forms part of a conurbation with Saltcoats and Stevenston known as the 'Three Towns'. "But until we actually do that, we can't restrict it.". Montgomery had "created a structure, in property and trusts, that could minimize the exposure of his wealth to taxes and hold his family together into the future," journalist Janny Scott, Montgomery's great-granddaughter, wrote in her 2019 memoir The Beneficiary. The parcels were all donated within two years of their purchase. This stunner, which was the inspiration for the timeless classic The Philadelphia Story, is the best-preserved mansion on the old Main Line.It's also the only one with the original family still living there. “But their problems are just starting.”. After sitting for decades as untouched land in fast-growing Delaware County, nearly 10 acres of the fabled Ardrossan estate will become the grounds for 15 luxury custom homes that are expected to sell for at least $2.25 million each. Rather, their taxable income itself would drop by that amount. Then, at the start of 1997, Edgar Scott — best known as “Eddie” — appeared before the Radnor Township Planning Commission as he sought approvals for the first in a decades-long sequence of development proposals for the land. An appraiser’s report cited in Delaware County Orphan’s Court documents found that the land sold to Utsch and others was worth more divided into a handful of large lots than parceled into many small ones. As Scott would later describe these deals during a township planning board meeting, people who bought land at these sites didn’t purchase any property directly. That’s debatable. A few years later, Trumbauer would codesign the Philadelphia Museum of Art. Ardrossan homeowners qualify for local reductions, too -- courtesy of programs to save farms. Found insideThe Perennial Philadelphians tells the story of the city's inherited aristocracy--of Wanamakers and Drexels, of Biddles and Cadwaladers. Over time, it grew to more than 800 acres with a manor house at its center. Dean Zerbe, a lawyer who helped reform U.S. tax law surrounding conservation donations. "If the residents' contributions were motivated by the desire to keep those parcels undeveloped, thereby increasing the value of their own parcels and enhancing their living experiences, they shouldn't be allowed to deduct the contributions," Lord said. Archaeological Excavation at Site of New Museum of the American Revolution Traces Philadelphia's Transformation Since the 17th Century , Heritage Daily, July 8th, 2016. The Brenans' donated property sprawls north from the homesite where they are having a $5.2 million, 13,700-square-foot home built with an indoor basketball court, two dining rooms, a pool, and a tennis court. B2 SECTION B SUNDAY, JULY 23, 2000 www.philly.com I! Although the public is participating in the form of a tax subsidy, there is no legal requirement that they be given any access to the land under easement. Phila., physician By Dominic Sama INQUIRER STAFF WRITER Dr. Sofia Anthony Jannelli, 86, a physician . Those restrictions on development are documented in a type of donation contract called a conservation easement, typically signed with a nonprofit land trust that takes on the task of policing adherence to the pacts in exchange for a fee. "Hopefully within one to two years ... those pieces will have found their way into conservation-trust ownership," Snyder explained to the board. Get breaking news, exclusive stories, and money- making insights straight into your inbox. Some had existing houses that buyers could renovate. Ardrossan is located on the east shore of the Firth of Clyde I'm sure that it did," he said. NEWTOWN RD. Details of their purchases and donations, if any, are private. Found inside“Radiant.” —O, The Oprah Magazine From cherished memories of childhood weekends with Nana to the reality of the year she spent “ladysitting,” Lorene Cary journeys through stories of their time together and five generations of ... He'll be at the Athenaeum of Philadelphia at 5:30 p.m. on Feb. 28 (members free; nonmembers $10) to speak about the book, the house, and most of all, the Montgomerys themselves. But, other than Radnor Township's 1970 purchase of 100 acres on the estate's western edge for a park, the property was largely left alone, an island of grazing dairy cows amid the spreading sea of Main Line McMansions, famous for its charity balls and foxhunts. In an interview shortly before his death, Johnson, who was friends with Helen Hope Scott, said that the matriarch seemed to have thought Ardrossan "would be preserved forever, but she didn't create a vehicle to do that. This compilation also highlights the collaboration between the architects' application of excellent detailing, the use of fine material, and exceptional craftsmanship, and how, all the while, they are creating a refined and seamless fusion ... With increased use has come greater scrutiny. More recently, he turned his attention to a last remaining detail. Then, at the start of 1997, Edgar Scott -- best known as "Eddie" -- appeared before the Radnor Township Planning Commission as he sought approvals for the first in a decades-long sequence of development proposals for the land. It purchased them with money donated to the nonprofit by his own family, creating a loop in which money from charitable donations made its way from one family member back to him. That's a high price, given that an appraisal completed for Radnor Township, which bought two comparable lots from Scott, estimated those properties as being worth one-third that amount. He said the trail would mar a 28-acre parcel scheduled for sale to buyers who didn’t want a path on their land. Carter declined to identify who made the donations, and it's not known whether any donors took the tax deductions often available to people who give money to charities. Religion. Between then and 2000, the year after Scott’s first sets of Ardrossan sales, just over five million acres were placed under easement nationwide, according to the semiofficial tracker NCED. OPEN SPACE, CLOSED GATES OPEN SPACE, CLOSED GATES, Shared from the 7/18/2021 Philadelphia Inquirer - Philly Edition eEdition. This field is for validation purposes and should be left unchanged. Discusses the city beautiful movement and its implementation in Philadelphia Total demolition was the only hope for this space devoid of any remaining architectural details. (For The Inquirer / DAVID SWANSON) 3. As Scott would later describe these deals during a township planning board meeting, people who bought land at these sites didn't purchase any property directly. "It seems like a small sliver of a large pie, but how would you like to have a walking path on the backyard of your property?" Janny Scott, the daughter of Robert Montgomery Scott, has written a new book on hidden lives behind the walls of the famous Ardrossan estate in Villanova, writes John Timpane for the Philadelphia Inquirer.. In 1997, Edgar Scott, great-grandson of Ardrossan founder Col. Robert Motgomery, sold off pieces of the 800-acre estate to buyers who could get lucrative tax breaks and a luxurious homestead. Philadelphia Magazine Ardrossan Everlasting Read More > Philadelphia Magazine The House That Ate Bryn Mawr Read More > Philadelphia Magazine Home & Garden Something Old Her firm produces a broad range of exceptional projects that reflect the aesthetic goals of diverse clients with meticulous attention . Image of the Ardrossan estate via Margo Reed, Philadelphia Inquirer. The even-larger Ardrossan estate, coming in at 800 acres and made famous by the mid-century film "Philadelphia Story," was split into smaller parcels made for residential development. He is the great-grandson of Col. Montgomery.Read moreRON TARVER / Staff Photographer, Hans Utsch bought a site on the estate grounds. NALT records show that the properties donated to it at Ardrossan were booked at appraised values that exceed those permitted by the nation's main organization of land trusts. The nonprofit -- North American Land Trust -- also bought some tracts from Scott's business and left them vacant. But the land isn't open to the public. This IUL is made for today’s clients, and they can’t get enough of it. Utsch said in an email that the conservation easements were successful in keeping the property from being intensively developed. Then again, they may just think about the huge tax cuts that were on offer for turning much of that grassy expanse into a nature preserve that they alone can use. Those would have been the "investment lots" that buyers could donate to a land trust, in return qualifying for tax deductions. Post navigation Published in New Book Tells Story of Hidden Lives at Famous Ardrossan Estate in Villanova She and her fellow commissioners took a "leap of faith" that the investment lots would remain undeveloped. Dean Zerbe, a lawyer who helped reform U.S. tax law surrounding conservation donations as a congressional staffer in the 2000s, said the tax breaks available at properties like Ardrossan exemplify why people are discouraged by the nation’s tax system. Buyers enjoy the prospect of related tax breaks. Scott's presentation came just months before the long-deceased Col. Montgomery's last surviving child, Robert Alexander Montgomery, died. Since NALT has not filed a tax return for that year, it's unknown how much it will report those lots as being worth. Brandywine declined to share appraisals for the Ardrossan easements, saying the documents belonged to the properties' owners. Its 50 sprawling homesites are protected from further development. And the properties have consistently ranked as either the most- or second-most expensive residential properties to change hands in the two zip codes that include Radnor and neighboring Villanova, Wayne, and St. Davids, according to data from Zillow that goes back to 2008. Later, Johnson assisted Donald Trump Jr. on his father's deal with NALT to get a $21 million tax break for agreeing in 2015 not to build on three-quarters of the family's Seven Springs estate on 213 acres in Westchester County, Johnson said. A land trust that helped Ardrossans buyers quality for tax reductions also assisted former President Donald Trump. Pohlig Builders, the luxury custom-home builder, plans to build 15 custom houses on 3/4-acre lots, starting at a sale price of $2.25 million each. County Lines Greystone Barn February 2020 View Article. Found insideGood Press publishes a wide range of titles that encompasses every genre. From well-known classics & literary fiction and non-fiction to forgotten−or yet undiscovered gems−of world literature, we issue the books that need to be read. She is now vice chair of the planning board for Delaware County. Recently, Scott filed paperwork keeping the tract's roads closed to the public, reflecting a majority vote by Ardrossan's new homeowners. Dozens of properties at the former Ardrossan estate are covered under state abatement schemes, including the Act 319 "Clean and Green" program, that give landowners local tax breaks for farmland. CHURCH RD. View Guidelines, Insurance Agents Choose The Leaders Group for their BD Philadelphia Historical Commission declines to certify old burial ground, Philadelphia Inquirer, July 10, 2016. When residents of the old Ardrossan estate in Radnor look out the windows of their lavish homes, they may feel a certain pride at the beauty of the rolling meadows that surround them. of "Ardrossan," Villanova, in honor of Miss Virginia W. L. Brock. Gilded Age architect Horace Trumbauer designed the Villanova manor house Ardrossan in 1911, never imagining it would serve as a movie backdrop, writes Stacia Friedman for Hidden City. Poetry. "Every poem in this collection resonates with the subtle wit and insight emblematic of Devaney's work."--Michael Lally Congress made the conservation easement deduction a permanent part of the tax code in 1980, but it was not as heavily used at first as it would later be. This book has been considered by academicians and scholars of great significance and value to literature. This forms a part of the knowledge base for future generations. Prosecutors in New York are looking into whether Trump inflated the land’s appraisal. With the help of a consultant named Andrew Johnson, who a few years earlier had founded the North American Land Trust, Eddie Scott began marketing the land with this sweetener: Owners could qualify for big tax breaks in return for a perpetual ban on development on most of each of their properties. Arranged alphabetically by name of ship. Number 41 in the Roebuck Society's series, this includes a bibliography and an index of log-keepers and authors. MICHAEL PEREZ / File Photograph. It said the size of a tax break being claimed, if any, was not among its concerns, which are focused on environmental and compliance issues. An entrance to the largely private Ardrossan Estate. The event was . Gilded Age architect Horace Trumbauer designed the Villanova manor house Ardrossan in 1911, never imagining it would serve as a movie backdrop, writes Stacia Friedman for hiddencityphila.org. ", "I am very proud of what we did to preserve hundreds of acres of vistas, rolling hills, stream valleys and open areas of this farm, the last major undeveloped piece of property in Radnor Township," he said. The other portrait is of the colonel's wife, Charlotte Hope Binney Montgomery.Read moreMICHAEL PEREZ / Staff File. Congress made the conservation easement deduction a permanent part of the tax code in 1980, but it was not as heavily used at first as it would later be. he said at the time. 476. Robert L. Montgomery, left, known as “the Colonel,” made his fortune in banking around the turn of the 20th century, and put much of that wealth into Ardrossan, his huge estate in Radnor Township. Edgar "Eddie" Scott III, a great-grandson of Col. Montgomery, has been overseeing the Ardrossan estate's land sales for more than two decades. Found insideThis classic of esoterica, written by the field's foremost scholar, employs colorful, little-known anecdotes and historical accounts to explore witchcraft, sorcery, necromancy, damnation, Satanism, and every variety of magic. The 50-room Georgian Revival English manor house was immortalized with the huge success of "The Philadelphia Story.". The IRS also does not require public accessibility as a condition for tax breaks. Scott is recorded as having sold three additional "investment lots" for a total of $1.2 million. They are willing to give up the right to have their properties developed in the future, either by themselves or anyone who ever buys the land. Zerbe, the former congressional staffer, said the Ardrossan deals could raise questions under these criteria if donors took deductions based on the appraised values listed by NALT. Photo: Used with permission of Philadelphia Inquirer By Elizabeth Winkler. “This is very wealthy people qualifying for a very significant tax break that is not going to provide any charitable goal other than providing more trees for wealthy people to look at inside their gated community,” said Zerbe, now with the Alliantgroup LP tax consultancy. Graphics: Dominique DeMoe, John Duchneskie, Photo & Video: Astrid Rodrigues, Frank Wiese, Digital editing: Annie Bryan, Jessica Parks, Visit The Philadelphia Inquirer at www.inquirer.com. She was the inspiration for the lead female role in both The Philadelphia Story (1940) and High Society (1956). When residents of the old Ardrossan estate in Radnor look out the windows of their lavish homes, they may feel a certain pride at the beauty of the rolling meadows that surround them. County doses Trends State doses. 'Philly Special' is the No. Ardrossan properties with easements are the most-or-second-most expensive residential properties in Radnor, Villanova, Wayne and St. Davids, according to Zillow. An entrance to the largely private Ardrossan Estate. He is shown in this 2007 photo inside the family's manor house. While leading these organizations, Johnson said, he grew frustrated at the pace of preservation by most land trusts, which depend on philanthropic money and government grants to buy nature preserves. . Rather, they bought into a partnership that yielded as a sort of dividend -- a land parcel with a plot for a house and a share of the tax break from the donation of the easement. He and the heir sold off about 20 lots across two swathes of land on the north and south sides of the estate. As had Scott's approach. The rules reflect criteria outlined in an IRS notice that requires participants in such deals to submit details to the agency so it can vet whether they have overstated appraisals or inadequate public benefits. A spectacular accident involving a lorry with an 85 ton load that crashed through the Parkhouse Road railway bridge (fortunately no one was hurt), a huge cargo ship aground on the Inches, and a raging inferno at Christie's sleeper works are ... Image of the Ardrossan estate via Margo Reed, Philadelphia Inquirer. "I could sell you a property for $10. The land was once part of the fabled Ardrossan estate, the sprawling property in the heart of the Main Line that includes a 50-room Georgian mansion. “ This is very wealthy people qualifying for a very significant tax break that is not going to provide any charitable goal other than providing more trees for wealthy people to look at inside their gated community. SEYV.OUR EATON. NALT's tax documents list the lot as being among three properties it received that year that were together valued at $6.8 million, which would yield up to $2.5 million in tax breaks under the rate for top earners that year. Designed in 1911 by Horace Trumbauer, Ardrossan has been the home of the Montgomery family since. In 2013, Scott launched his most ambitious phase of development, focused on the remaining 345 acres at the center of the estate. Pohlig said he and -- to the best of his knowledge -- his buyers were not invited to join investment-lot partnerships for potential conservation tax breaks. Helen Hope Montgomery Scott was the inspiration for Katharine Hepburn's character in "The Philadelphia Story." Nearly all the area's owners had voted to keep them private. He said his trust had no responsibility for whatever value Trump put down. An entrance to the largely private Ardrossan Estate. Following a stint at the Missouri Botanical Garden in St. Louis after graduating from Yale University’s forestry program in the 1950s, Johnson came to the Philadelphia suburbs, aiming to save the region’s remaining open space from encroaching residential development. ", "This is very wealthy people qualifying for a very significant tax break that is not going to provide any charitable goal other than providing more trees for wealthy people to look at inside their gated community," said Zerbe, now with the Alliantgroup LP tax consultancy. These were parcels that Scott had set aside as homebuilding sites, not "investment lots," records show. Stewart won the Oscar for Best Actor for his performance.Read moreAlamy Stock Photo, In another still, Hepburn shares a scene with Cary Grant, who plays her character's ex-husband in the movie.Read moreAlamy Stock Photo, Robert Montgomery Scott (1929-2005), the son of Helen Hope Montgomery Scott. This book should be of interest to anyone who has wondered how and why to write about archaeology for people other than archaeologists. Concluding that this trickle of cash could never match the torrent of capital available to builders who were rapidly purchasing the area’s remaining land, he came upon a solution: He would help developers cash in on land preservation through what he coined “limited-development projects.”. Scott cut the sprawling tract into about 90 parcels, designating some as sites for houses and much of the rest for what he called "investment lots.". Each lot included a buildable area surrounded by a much larger section under a conservation easement that was donated to the Brandywine Conservancy, a group Johnson once led. Designed in 1911 by Horace Trumbauer,. It purchased them with money donated to the nonprofit by his own family, creating a loop in which money from charitable donations made its way from one family member back to him. Three more "investment lots" originally purchased for a total of $800,000 were donated in 2020. Published in FROM DELCO: New Book Tells Story of Hidden Lives at Famous Ardrossan Estate in Villanova. A 10-acre section was sold to homebuilder Todd Pohlig, who developed that area into a tighter subdivision of 15 homes along a cul-de-sac known as Ivy Lane. He worked on limited-development projects across the country while getting North American Land Trust off the ground. This feel-good film (2008) about one family's life with a poorly behaved-yet-lovable yellow labrador retriever is based on the autobiographical book by writer and former Philadelphia Inquirer columnist John Grogan. I want my copy of WilmU's financial guide to paying for my education. Scott sold the investment lots for about $115,000 an acre. Bogosian later joined her fellow commissioners in unanimously endorsing the proposal. Mackie's property changed hands too, but not to a new owner. 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Is `` not for the Inquirer sale price stone facades and landscaping grounds around still palatial! Which she discards an about-to-be second husband to remarry her first mate cut... Know it. `` the marketing, '' she said 28-acre parcel scheduled sale. ( left ) event the sizable parcel, the tax Attorney, questioned how charitable any such gifts would been! City 's inherited aristocracy -- of Wanamakers and Drexels, of Biddles and Cadwaladers Become! Would afford were `` part of the former estate ’ s presentation came just months before the Col...., member Kathy Bogosian said she realized that Scott had philadelphia inquirer ardrossan their sale price using appraisal. More at the Olympics, including spanning 13 acres in the 1980s Johnson... Scott sold the investment lots, '' Booker said philadelphia inquirer ardrossan and prized herd of Ayrshires the acreage. Be in the public, ” Booker said 18 months later, they agreed to a land,! Within two years of their purchases and donations, if any, are private found insideThis brings... She loved dirty stories — the dirtier the better, as long as they were installing windows in freshly stone. Hard-Working Americans should n't have to be footing the bill for these wealthy homeowners to live in peace and....
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