Top. If you have less than 10 years' UK NIC, you may be able to use your overseas social security contributions to make up the 10 qualifying years needed to get any new state pension. We will need to build up at least 10 qualifying years of work in order to be eligible to receive the new single-tier State Pension, Work and Pensions Minister Steve Webb has confirmed. Qualifying for the State Pension.

This is sometimes known as State Second Pension.Find out more about the Additional State Pension on GOV.UK. You become eligible for the basic state pension – and benefits from the Second State Pension – when you are 60 for women and 65 for men (the age of the woman will gradually rise to 65 between the years … Pensions Minister, Steve Webb, has confirmed a 10-year minimum qualifying period for the new single-tier State Pension.

You might qualify for an Additional State Pension, depending on your contributions. What If You Have Fewer Than 35 Years of National Insurance Contributions?

Your UK State Pension will be based on your UK National Insurance record.

See how this will affect the UK state pension. You need 10 years of UK National Insurance contributions to be eligible for the new State Pension… The State Pension is based on your own contributions and in general you will not be able to claim on your spouse or civil partner’s contributions at retirement or …

Can I use my partner’s contributions? You’ll still get something if you have at least 10 qualifying years, but it’ll be less than the full amount.
For example, if you have five years in the UK and five years in Portugal, then you'd get 5/35ths of the UK state pension. Deferring your State Pension This is most likely if you have lived or worked in the European Economic Area (EEA), Switzerland or certain countries that have a social security agreement with the UK. Now work 10 years for a state pension UP to 400,000 people who live abroad will no longer be able to claim a UK state pension unless they have worked here for 10 years as part of a radical shake-up. less than 10 years of NI contributions, you aren’t usually eligible for the new State Pension. This is because the two periods combine to give 10 years, which meets the qualification, but only the five years in the UK actually count towards the amount. If your starting amount is less than the full new State Pension You can get more State Pension by adding more qualifying years to your National Insurance record after 5 April 2016.

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